Zilch Up is designed to help you build your credit score while spreading the cost.
With Zilch Up, you can:
Get a credit limit from £50–£800
Build your credit score through regular, on-time payments
No interest* or late fees
Pay over 6 weeks with 50% upfront – this drops to 25% upfront after six months, as long as your account’s up to date and you’ve repaid at least 10 Pay over 6 weeks purchases
Earn up to 5% in Rewards when you shop online and enable your card
Get 0.5% back in Rewards when you Tap and Pay in-store or use Zilch Anywhere
Use Snooze* to delay payments (subject to eligibility)
Increase your credit limit over time
Get Section 75 purchase protection
Access dedicated Customer Support
*Fees may apply