Your Zilch physical card is a Visa card – you can use it to shop in-store anywhere Visa is accepted.
It’s linked to your Zilch account and works just like your virtual card, letting you choose how you want to pay: Pay now, Pay over 6 weeks or Pay over 3 months.
Once your card arrives, just activate it in the app. Once that’s done, you’ll be able to do contactless or chip and pin payments in shops, as you would with a regular debit or credit card.
Remember: enable your card before you shop for higher Rewards on Pay now purchases and the lowest fees on Pay over time options.