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How to delay a payment with Snooze

Give yourself an extra 4 or 8 days to pay.

Updated over a week ago

Snooze lets you delay your instalments for 4 days on Pay over 6 weeks purchases and up to 8 days on Pay over 3 months purchases.

Snooze a Pay over 6 weeks purchase:

  • Snooze one or more instalments

  • Snooze for 4 days (Pay over 6 weeks purchases only)

  • Snooze for 8 days (if you're eligible)

  • Delay payments without impacting your credit

Snooze a Pay over 3 months purchase:

  • Snooze all your remaining instalments

  • Snooze for 8 days

  • Delay payments without impacting your credit

(There isn't a 4-day Snooze option for Pay over 3 months.)
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Can't see Snooze for 8 days?

We're rolling this out to select customers at the moment. If your account is eligible, you'll see the option to Snooze for 8 days in your app.

Which instalments can I Snooze?

You can delay all your upcoming instalments or just your next one. You can't Snooze your first instalment as you must pay this at checkout.

How much does Snooze cost?

You can Snooze your 2nd, 3rd and final Pay over 6 weeks payment by 4 days for 75p each. You can also Snooze your 2nd, 3rd and final Pay over 6 weeks and Pay over 3 months payments by 8 days for £1.50 each.

  • Snooze for 4 days
    Pay over 6 weeks: 75p per instalment

  • Snooze for 8 days
    ​Pay over 6 weeks: £1.50 per instalment
    ​Pay over 3 months: £1.50 per instalment

When do I pay for Snooze fees?

Any fees will be taken from your linked debit card as soon as you Snooze a payment.

How to use Snooze

Using Snooze for a payment is easy:

  • Open the Zilch app

  • Go to Purchases

  • Select which purchase you want to Snooze

  • Select Delay payment with Snooze

  • Choose if you want to delay all or just your next instalment

  • Choose how long to delay

Your Snooze fee will be taken from your account immediately, and your new due dates will show in the Purchases area of your app.

Will Snooze affect my credit limit?

No, Snooze gives you the flexibility to delay payments without impacting your credit limit. Your Snoozed instalments won't count as missed payments because Snooze creates a new due date. Just remember to hit Snooze at least one day before your payment is due.

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