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How do I refer a friend to Zilch?

Earn Rewards when you invite friends to join Zilch.

When you refer a friend to Zilch, both you and your friend will receive £5 in Rewards.*

*Referral Rewards may vary during promotional periods, so keep an eye out.

How do Zilch referrals work?

To refer a friend to Zilch:

  1. Open the Zilch app

  2. Go to My Account

  3. Select Refer a friend

  4. Copy your unique referral link

  5. Share your referral link with a friend

Who is eligible?

To refer a friend, you must be a UK resident aged 18 or over with an existing Zilch account.

Your friend must sign up using your unique referral link and be approved for a Zilch account within 30 calendar days. They will also need to complete identity verification and receive their Zilch card.

How many friends can I refer?

You can refer as many friends as you like.

There is currently no limit to the number of eligible referrals you can make.

When will I receive referral Rewards?

You'll receive your referral Rewards once your friend:

  • Signs up to Zilch

  • Completes their identity checks

  • Has their Zilch card issued*

Once these steps have been completed within 30 days of signing up, eligible referral Rewards will be added to both accounts.

Important things to know about Zilch referrals

  • Referral Rewards may vary during promotional periods.

  • Your friend must sign up and be approved within 30 calendar days of using your referral link.

  • Eligibility criteria applies – you must be a UK resident aged 18 or over with an existing Zilch account.

  • The Reward amount is determined by the date your friend signs up – if the referral amount changes between when you share the link and when your friend registers, the amount at the time of registration applies.

  • Full referral terms and conditions are available in the Zilch app.

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