Your default purchase setting is how you'll pay for your Zilch purchases when you don't enable your card in the app first. For example, if you use Tap and Pay on the go, your payment will go through based on your default purchase setting.
Default purchase settings and fees
Any purchase you make without enabling your card in the app will count as a Zilch Anywhere purchase. To Pay over 6 weeks with Zilch Anywhere, the fee is between £3 and £3.50 for purchases up to £75 and between £4 and £4.50 for purchases over £75. Pay now doesn't have any fees and you'll earn 0.5% Rewards.
Can I change my default purchase setting?
Yes, you can change your default purchase setting at any time in the Zilch app:
Open the Zilch app
Go to My account
Go to Default purchase settings
Choose Pay now or Pay over 6 weeks
Remember...
You'll always get lower fees and higher Rewards if you enable your card in the app first. We list thousands of stores, and we'll always check how you want to pay so you can choose what payment method suits you best for every purchase.
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