Zilch

Zilch X gives you everything you get with <a href="https://help.payzilch.com/en/articles/83427-what-is-zilch-classic" rel="nofollow noopener noreferrer" target="_blank">Classic</a> – and more.

<a href="https://help.payzilch.com/en/articles/66051-what-is-pay-over-6-weeks" rel="nofollow noopener noreferrer" target="_blank">Pay over 6 weeks</a> or <a href="https://help.payzilch.com/en/articles/126661-what-is-pay-over-3-months" rel="nofollow noopener noreferrer" target="_blank">3 months</a> from 0% upfront (subject to eligibility)

Earn up to 5% in <a href="https://help.payzilch.com/en/articles/10090-what-are-zilch-rewards" rel="nofollow noopener noreferrer" target="_blank">Rewards</a> when you shop online and enable your card

Get 0.5% back in Rewards when you <a href="https://help.payzilch.com/en/articles/8398-what-is-tap-and-pay" rel="nofollow noopener noreferrer" target="_blank">Tap and Pay</a> in-store or use Zilch Anywhere. T&amp;Cs apply

Use <a href="https://help.payzilch.com/en/articles/6622-how-to-delay-a-payment-with-snooze" rel="nofollow noopener noreferrer" target="_blank">Snooze</a>* to delay payments

<a href="https://help.payzilch.com/en/articles/166293-is-zilch-good-for-building-my-credit-score" rel="nofollow noopener noreferrer" target="_blank">Build your credit score</a> with regular repayments

<a href="https://help.payzilch.com/en/articles/23629-how-do-i-increase-my-available-credit" rel="nofollow noopener noreferrer" target="_blank">Increase your credit limit</a> over time

- Get a credit limit of up to £4500
- <a href="https://help.payzilch.com/en/articles/66051-what-is-pay-over-6-weeks" rel="nofollow noopener noreferrer" target="_blank">Pay over 6 weeks</a> or <a href="https://help.payzilch.com/en/articles/126661-what-is-pay-over-3-months" rel="nofollow noopener noreferrer" target="_blank">3 months</a> from 0% upfront (subject to eligibility)
- Earn up to 5% in <a href="https://help.payzilch.com/en/articles/10090-what-are-zilch-rewards" rel="nofollow noopener noreferrer" target="_blank">Rewards</a> when you shop online and enable your card
- Get 0.5% back in Rewards when you <a href="https://help.payzilch.com/en/articles/8398-what-is-tap-and-pay" rel="nofollow noopener noreferrer" target="_blank">Tap and Pay</a> in-store or use Zilch Anywhere. T&amp;Cs apply
- Use <a href="https://help.payzilch.com/en/articles/6622-how-to-delay-a-payment-with-snooze" rel="nofollow noopener noreferrer" target="_blank">Snooze</a>* to delay payments
- <a href="https://help.payzilch.com/en/articles/166293-is-zilch-good-for-building-my-credit-score" rel="nofollow noopener noreferrer" target="_blank">Build your credit score</a> with regular repayments
- <a href="https://help.payzilch.com/en/articles/23629-how-do-i-increase-my-available-credit" rel="nofollow noopener noreferrer" target="_blank">Increase your credit limit</a> over time
- Get Section 75 purchase protection

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<br><b>You might find these Help Centre articles useful:</b>

<a href="https://help.zilch.com/en/articles/8191-is-zilch-free-to-use">Is Zilch free to use?</a>

<a href="https://help.zilch.com/en/articles/161669-what-are-smart-settings">What are smart settings?</a>

<a href="https://help.zilch.com/en/articles/472774-what-is-auto-snooze">What is Auto Snooze?</a>

- <a href="https://help.zilch.com/en/articles/8191-is-zilch-free-to-use">Is Zilch free to use?</a>
- <a href="https://help.zilch.com/en/articles/161669-what-are-smart-settings">What are smart settings?</a>
- <a href="https://help.zilch.com/en/articles/472774-what-is-auto-snooze">What is Auto Snooze?</a>

What is Zilch X?

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