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Do you run a credit check when I sign up to Zilch?
Do you run a credit check when I sign up to Zilch?

We are committed to responsible spending, we do a soft credit check to determine your spend limit

Updated over a week ago

We’re a responsible lender, meaning we never offer loans we don’t think you could comfortably afford to pay back. To make sure we’re getting this right, Zilch performs soft checks when reviewing your eligibility, which doesn't impact your credit score.

At this time, Zilch is not reporting to a credit agency. However, we have recently partnered up with Experian of helping you build your credit. 

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