You must be a US resident and at least 18 years old to use Zilch.
If you fall into one or more of the following categories, you may not be able to use Zilch:
During or after the registration process, you have taken action that does not adhere to our terms and conditions.
We were unable to verify your identity, address, or card details.
You do not qualify for Zilch based on our internal affordability checks.
You have been flagged by our partner, as a politically exposed, special interest, or sanctioned individual.
Use valid email address. (Email address should not have been created recently.)
Make sure you don't have a freeze on your credit report.