Your physical Zilch card is linked to your Zilch account and can be used for in-store purchases anywhere Visa is accepted.
Like your digital Zilch card, your physical Zilch card lets you choose how you want to pay, including:
Pay now
Pay over 6 weeks
Pay over 3, 6 or 12 months, if eligible
You can use your physical Zilch for contactless and chip payments without opening the app.
To get the highest available Rewards on Pay now purchases and the lowest fees on Pay over time purchases, you’ll need to open the app to enable your Zilch card before shopping.
How much does a physical Zilch card cost?
How much does a physical Zilch card cost?
A physical Zilch card costs £4.99. If you're a Zilch Plus member, you can order one for free as part of your membership.
What is the benefit of a physical Zilch card?
What is the benefit of a physical Zilch card?
A physical Zilch card gives you another way to pay in-store when you'd prefer to use a card instead of your phone.
You can access the same payment options available through your Zilch account and earn up to 5% back in Rewards when you Pay now.
To get the highest available Rewards rates on eligible Pay now purchases and the lowest fees on eligible Pay over time purchases, enable your Zilch card in the app before shopping.
Is a physical Zilch card different from a bank card?
Is a physical Zilch card different from a bank card?
Yes.
A physical Zilch card is linked to your Zilch account rather than your bank account.
Before making a purchase with your physical Zilch card, you'll need to open the Zilch app and choose how you'd like to pay.
Where can I use my physical Zilch card?
Where can I use my physical Zilch card?
You can use your physical Zilch card anywhere Visa is accepted.
In rare cases, some stores may not recognise the card if their payment systems have not been updated.
Can I withdraw cash using my physical Zilch card?
Can I withdraw cash using my physical Zilch card?
No. Cash withdrawals are not available with a physical Zilch card.