There are two ways to pay with Zilch: Pay over 6 weeks with no interest or Pay now and get 2% cash back.
Search for the store you want to shop at.
Choose “Pay over 6 weeks” or “Pay now, get 2% back”.
Enable your card.
Tap the Zilch card to copy your card details at checkout.
If you made a Pay now transaction, you’ll get 2% back in Zilch Rewards.
Any purchases under $10 (even if you opt to Pay over 6 weeks) will default to Pay now.